USDA Loans

The Guaranteed Rural Housing Loan Program is offered through the Rural Housing Service (RHS), an agency of the U.S. Department of Agriculture.

The program offers assistance to low and moderate-income rural residents whose income is equal to or less than 115% of the area median income. It was designed to assist qualifying rural residents with better access to affordable housing finance options with little or no down payment or out-of-pocket costs.

There are several advantages to using USDA's Home Loan Program.

  • 100% Financing

  • Low Monthly Mortgage Insurance(MI)
  • Low Mortgage Interest Rates
  • Low Closing Costs
  • Never a Pre-payment Penalty with USDA

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